Hi alvin, the average daily balance (ADB) requirement is 2k, right? If you deposit 4k on the 15th and not withdraw it, your ADB would be:
4k x 17 days (july 15 to 31) = 68k
68k / 31 days = 2,193 pesos
2,193 is above 2k, meaning you complied with the ADB requirement (no penalty). Please check my calculation, and increase your deposit if you start depositing on the 16th or later. God bless too
Comment on BDO Deposit Accounts — Baka Maubos Imbes na Lumago by Nora
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Comment on Send Money from Qatar to the Philippines thru BDO Remittance by bigboy
Qatar UAE safari branch pwede rin ba mag send sa BDO account
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Comment on Philhealth Maternity Benefits by ria
hi po.ilang buwan ba para makuha yung refund ko sa panganganak ko?palagi n kasi akung tumatawag sa inyo.sabi nyo kasi 2-3 months lang makuha na.peru 4months na.wala paring dumating na refund.tsaka kailan ba talaga? nung last na tumatawag ako sa inyo sabi nyo mag antay ako mga last week of june meron na.peru july na kasi wala parin .ano ba talaga?kailangan ko kasi pam pa inject ko sa baby ko..
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Comment on Pag-ibig Fund — How to Claim Death Benefits by richard barredo
hello po,
ask ko lang po kung may makukuhang funeral claim po makukuha yung mama ko. kasi nalamsum na niya yung kayang hulog, then may natira sira sa individal contribution na 400 ng isang buwan at self employed siya na worth na 5,700. makukuha po kasi namin yung self employed kaso nga lang po for approval pa daw yung funeral death claim namin. possible po ba meron po kami makukuha? paki email nalang po sa richardbpi04@yahoo.com. thanks po.
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Comment on Pag-ibig Fund — How to Claim Death Benefits by Nora
Hi maybelene, processing time varies for everyone. Depends on no. and location of companies worked for, time to verify beneficiaries, current Pag-ibig workload, etc. Could take 2 months or more.
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Comment on Philhealth Maternity Benefits by Nora
Hi Earl, ask the hospital if they can file your claim for you…because there’s no more direct filing with Philhealth, and you need some docs from the hospital. If the hospital refuses to file, you can try filing or making an appeal with Philhealth.
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Comment on Late Philhealth Payments — Can I Make Retroactive Payments? by Nora
Hi marecel, I think you can’t get a copy of the receipt. What you can request is a certificate of eligibility for Philhealth coverage. http://www.healthphilippines.net/2014/06/philhealth-maternity-benefit-individual-payor/
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Comment on Pag-ibig Fund — How to Claim Death Benefits by Nora
Hi richard, the death benefit is included in the provident benefit claim computation. The amount is either 6,000 pesos, or equal to the total provident benefit, whichever is lower.
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Comment on Philhealth Maternity Benefits by Nora
Hi ria, sorry this is not Philhealth’s website. Really frustrating, but processing really takes many months.
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Comment on Send Money from Qatar to the Philippines thru BDO Remittance by Nora
Hi bigboy, yes, you can send directly to your BDO account or your family’s BDO account. Make sure your account name and no. are correct.
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Comment on Good Changes in SSS Salary Loan Program by Nora
Hi Emman, posting might take 1 week and balance updating might take 3 weeks. But don’t rely on my answer, as SSS processing time varies for everyone. Ask others too.
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Comment on BDO Kabayan Maintaining Balance by mar
hi nora, i sent money to my BDO kabayan account after 1 year, then i checked in remittance inquiry the status it show’s CREDITED, pls. advise what does it means? is it means that my account is still open? thank you
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Comment on BPI, BDO, or Metrobank Fees — Why Keep Paying Them? by Baby M.
Hello,
I live in U.S. permanently, but I would like to open a checking account in one of the bank in the Philippines, do you think I can be able to do that? I have a property that I would like to sell and in that case, I would like to deposit the proceeds to this checking account with either Metro Bank or BDO and transfer the money to my account in U.S. Do you know what other documents the bank would require if I open a checking acct?
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Comment on Peso Savings Accounts with No Maintaining Balance Requirement by Christopher
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Comment on SSS Membership — Start with 104 Pesos for Your Family by Charmaine
I’m just wondering and wanted to ask po.. What if not employed tlga at all.. how is the process of it?.. magkano po yung minumum contributions for it. Yung mom ko kasi pinapaapply ko for this cause she’s 53 years old na, at punan nlng yung buong taon ng isang hulugan para may hulog na sya sa sss. For her security din. She never work kasi.. Does it have the same process po?..
and then, panu po ba yung maternity benefits?.. I mean I have a contribution for a year po sa SSS at company ko po naghuhulog nun. I am wondering kung magkano po ba yung makukuha ko sa sss benefit ko since nakapagpasa nako ng MAT1 inaantay nlng namin yung due ko..
The company will shoulder my 2 months basic pay at irereemburse daw po sa SSS after ko manganak, kaya lang I worry of paying the company more than the benefits from SSS.. baka daw po sumobra yung ibigay ng company.. Magkano po ba for normal?!
I hope you understand. Thank you so much! 
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Comment on BDO Kabayan Maintaining Balance by Nora
Hi mar, yes, it should be still active, based on the response to your inquiry. Ask also your inquiry here:
https://www.bdo.com.ph/contact-us
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Comment on BPI, BDO, or Metrobank Fees — Why Keep Paying Them? by Nora
Hi Baby, if you meant opening your account in person here when you travel here, yes, I think you can open an account, but I think it would be easier opening an atm savings account with BDO or Metrobank. These banks usually approve checking account applications only from active clients or from those with referrals. Anyway, you can deposit your check into a savings account. Big banks here offer Direct Deposit accounts to US pensioners, so I’m assuming they’re accepting account applications from Filipinos who have immigrated. They’re accepting account opening from foreigners with ACRs. The usual requirements are 2 valid IDs, 1 ID photo, local address and phone no. Ask others too.
There’s a BDO remittance partner in Arlington, if you like to inquire if they’re offering Kabayan account opening:
DOLEX DOLLAR 700 Highlander Blvd., Suite 450 Arlington, TX 76015
Customer Service Center – 1.800.892.0210.
Email: info@dolex.com
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Comment on SSS Membership — Start with 104 Pesos for Your Family by Nora
hi Charmaine, if your father is working, your mother can apply as non-working spouse. If not, your mother must think of a small business, like Avon, sari-sari store, buy-and-sell, insurance, etc. She cannot be an SSS member if she does not have a source of income. She must register as self-employed, and then start paying. http://sssphilippinesnotes.blogspot.com/2013/02/how-to-be-self-employed-sss-member.html
About your maternity benefit, your HR should be able to compute your benefit. There are examples in our other blog: http://sssphilippinesnotes.blogspot.com/2013/01/how-much-sss-maternity-benefit.html
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Comment on Pag-ibig Fund — How to Claim Death Benefits by Nora
Hi amador, I delayed replying to your SSS question because I needed to research. I thought before that the law of succession will prevail over the designated beneficiaries. Sadly, I found that what the SSS officer told you is true. If there are no primary and secondary beneficiaries, the designated beneficiaries (those in the member’s SSS records) can claim. I wrote a related post: http://www.workingpinoy.com/2014/07/hierarchy-of-sss-beneficiaries/
I even found a court case. But you can file your claim as a legal heir, if you feel it’s worth it. Ask others too
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Comment on Pag-ibig Fund — How to Claim Death Benefits by Angela Chaguile
Hi nora ano po ba ibig sabihin ng provident claim? My mom passed away may 13, 2014.. And ang beneficiary nia is mga kapatid nia na patay nrn lahat and father nia..siguro single pa sya noon kya cla ang beneficiary.. Tatlo po kaming anak nia..required din po ang NSO namin..pro since ako ang bunso wla pa po ako NSO kc adopted ako ng lolo ko.. Apelyido prin ng dad ko ang nsa lumang birth cert ko pro my adoption papers na po ako.. Pwde na po ba un?ung 2kapatid ko my NSO na po sila.. Thanks po..
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